Aaron R. Miller is an award-winning Elder Law and Estate Planning Attorney dedicated to helping families with long-term care. After starting his career in corporate litigation, he shifted his focus to avoid the high costs of long-term care, inspired by his grandparents’ struggles. Miller Law Office has been named the Best Law Firm in Plano for three consecutive years, known for building strong relationships and providing services like Medicaid planning and family harmony protection.

In this episode of Mindful Money, I talk with Aaron about the financial and emotional complexities of long-term care. Aaron shares powerful personal stories, including his mother’s struggle with dementia, and offers guidance on protecting family assets, qualifying for Medicaid, and using long-term care insurance wisely. We discuss common pitfalls, like failing to fund a trust or cashing out IRAs too soon, and Aaron outlines the six primary care options as we age. Whether you’re planning for your parents or your own future, this conversation is packed with insight, heart, and actionable advice.

In this episode:
(00:00) - Intro
(01:02) - Meet Aaron Miller
(02:08) - Aaron’s early life and money lessons
(04:16) - Couponing and frugality growing up
(08:37) - Aaron’s path to elder law and estate planning
(13:29) - Different types of elder care options
(15:20) - Caring for a parent with dementia
(21:11) - Financial impacts of long-term care
(25:41) - Long-term care insurance pros and cons
(27:51) - Medicaid planning and trust strategies
(30:56) - VA benefits for veterans’ long-term care
(33:43) - Why trusts matter more than wills
(38:23) - How to connect with Aaron

Get full show notes and links at https://mindful.money.

ABOUT MINDFUL MONEY:
Do you struggle with money? You’re not alone.

Money is a means, not an end. It’s a necessity of life for sure, but more money does not always guarantee a “good life”. Money enables many aspects of modern life, but as a dominant consideration, it becomes destructive.

The paradox is that more time and energy spent on personal finance does NOT create better outcomes. Unlike many other parts of life, we can’t create better outcomes by being smarter, spending more time, or putting in more effort.

Join Mindful Money author and experienced 40-year investor Jonathan DeYoe as he shares stories from artists, authors, entrepreneurs, and other advisors about how they mindfully minimize their need to think about money and get more out of life.

If you aren’t happy with your finances, feel like money takes more time than it should, or want to place your financial decisions into the broader context of your life, this show is for you.

Each episode will draw the line between the “enough” activities that the academics tell us are additive to family outcomes, and those “little bit more” efforts that take time and sap energy but do NOT improve outcomes.

CONNECT WITH AARON:
Website: https://www.aaronmillerlaw.com/
LinkedIn: https://www.linkedin.com/in/aaronrmiller/
Facebook: https://www.facebook.com/MillerLawOfficePLLC/
Instagram: https://www.instagram.com/millerlawofficepllc/

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