Credit card debt in the U.S. has reached a record $1.17 trillion, with the average person carrying $6,194 in debt. This marks a $24 billion increase in just three months. Total household debt, including mortgages, auto, student loans, and credit cards, has climbed to $17.9 trillion. While incomes are currently growing faster than debt, allowing most to manage payments, a lack of retirement savings remains a major concern for the future.
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