The housing market remains challenging for buyers, with high mortgage rates and affordability issues slowing demand. While the market is shifting from a seller’s advantage to a buyer’s market, buyers still aren’t eager—despite one in five homes being discounted last month. Mortgage rates have climbed from 6% to 7% this year, pushing many potential buyers out of reach. Sellers are cutting prices, but buyers are hoping for a major drop similar to 2008, which is unlikely unless a recession hits. However, if job losses occur, demand could drop even further.
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