the U.S. fertility rate has hit an all-time low of 1.62 births per woman, a significant drop from the 1950s peak of 3.7. Nearly half of childless adults are unlikely to ever have children, which is not surprising given the financial burden of raising a child. The average family is expected to spend $310,000 to raise a child through age 17, excluding college costs. Child-care expenses alone averaged $11,582 per child in 2023, consuming 24% of household income and often costing more than public university tuition.
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