Women face significant challenges in saving for retirement due to earning less, living longer, and often sacrificing careers for caregiving. A "gray divorce" can severely impact their wealth. About 40% of retired women have $100,000 or less in savings, compared to 33% of men. Women typically have less than half the retirement savings of men and receive lower Social Security benefits. Tips for women include saving aggressively when young, planning to work past 60, and delaying Social Security benefits until 70.
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