This viral video discusses the risks and pitfalls of using buy now, pay later services like Klarna, Affirm, and Afterpay. With interest rates around 21%, these companies can quickly become expensive for consumers. The video warns against buying unnecessary items and falling into the trap of corporations convincing people to spend money they don't have. The United States already has over a trillion dollars in credit card debt, and a third of Americans are considering buy now, pay later options. Viewers are urged to think twice before using these services and potentially hindering their financial growth.
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